FF Tattoo Studio: Yapily on Scaling Payments & Data with Open Banking

Jason O’Shaughnessy of Yapily joined us at the FF News Tattoo Studio at Sibos 2025 in Frankfurt, his first Sibos and just four weeks into the role, he used the moment to highlight the Yapily open banking platform, joking about commemorating future milestones with a tattoo.

O’Shaughnessy said Yapily has invested heavily to make its open banking platform “extremely robust.” Proof, he argued, is in who run large volumes through it, large financial institutions, software firms like Intuit QuickBooks, and several banks, across both payments and data. When users have a bad experience, they blame the brand, not the rail, so enterprise-grade reliability and support are essential.

On why open banking matters, Yapily kept it simple: people should access and use their financial data easily to get real benefits. He contrasted the old, slow onboarding and card entry flow with today’s near-instant actions. His own example: paying a monthly credit card bill in about ten seconds on a phone via open banking.

O’Shaughnessy links to the space’s optimism, open access unlocks new ideas and Moneybox and Plum’s round-ups and a hairdresser taking account-to-account payment by QR code. Tradespeople now connect bank feeds to accounting tools with a tap, cutting admin and improving cash flow and Yapily’s core message is clear: if open banking is carrying critical customer experiences, the pipes must be boringly solid so the brands on top can be bold.