FF Tattoo Studio: Fenergo on Native ID&V and the Fight Against FinCrime

At the FF News Tattoo Studio at Sibos 2025 in Frankfurt, Aoife Doyle, Fenergo, joined for a relaxed, on-the-floor chat. It was Doyle’s first Sibos, and used it to unveil a major update: Fenergo is extending its financial crime operating system with native identity verification (ID&V).

Fenergo said embedding ID&V directly into the platform gives banks a fuller, faster way to view and validate customers, whether a company director in corporate and institutional banking or a retail customer opening an account. The aim is smoother onboarding and monitoring, fewer hand-offs, and a single customer view tied to roles and risk.

Drawing on time as an onboarding analyst and under the regulator at the Central Bank of Ireland, Doyle was pragmatic: most customers just want to transact, but bad actors persist and often stay a step ahead. That’s why system-level improvements, native ID&V, tighter data orchestration matter: they help financial institutions respond to evolving typologies without overloading teams.

Fenergo highlighted the tension and opportunity between compliance and experience. Periodic reviews and due-diligence checks can feel like a “necessary evil,” yet done well they become a differentiator. In crowded corporate and institutional markets, the bank that delivers swift, low-friction onboarding while meeting regulatory standards wins. Doyle positioned Fenergo’s updates as a way to do the right checks at the right time and avoid repetitive verification.

Doyle also noted pride in Fenergo’s Irish roots: a home-grown Dublin RegTech now powering major global banks and creating careers. Fenergo is pushing toward an end-to-end financial crime and client-lifecycle platform with embedded ID&V, reducing risk, unlocking growth, and turning compliance discipline into a competitive edge.