Whether you’re looking for a new home loan, a great savings account or a new career, we’re just the bank you need. We believe that happiness is more important than money. That satisfaction can come from less, not just more. So we’ve removed the unnecessary extras. Our aim is to be just the bank you need, plain and simple. UBank operates under NAB’s banking licence and participates in the Australian government’s deposit guarantee scheme so you know your money is safe with us. We don’t have branches, so we can put more energy into offering great rates, creating useful products and looking after our customers with local support via our Australian-based call centre.