About Teal

About Teal

Teal is a payroll data API platform building financial data solutions for the credit industry.

With Teal, lenders can access real-time verified income and employment data. Since payroll is the source of income for most people, it offers the most direct, consistent, and reliable foundation for assessing creditworthiness. Teal’s technology puts this data in the hands of both lenders and borrowers, helping lenders meet regulatory expectations, while giving individuals more control over how they access the credit they need.

Teal is a fully modular API platform, that connects with different payroll sources to provide real time income data to lenders and supporting their credit processes.
– Access to real time income data for better credit decisioning
– Income checks become fully digital and automated, with the user’s consent at the core
– Fully adaptable flows for higher conversions