Open Banking Expo UK 2025 Celebrates a Resounding Success

This year’s Open Banking Expo UK & Europe took place this week across October 21-22 at the Business Design Centre in London, and concluded with a wave of excitement and anticipation for the future of Open Banking, Open Finance and Smart Data.

The event brought together over 1,650 attendees – the highest number ever, including key players from banks, fintechs, regulators, retailers and technology providers, to discuss the transformative potential of data-sharing in the financial services industry. Across the two-day expo over 180 speakers took to the stage, with many lively and insightful powerhouse debates.

A series of key themes shaping the ecosystem emerged at the event, with notable sessions addressing the scalability of commercial variable recurring payments (cVRPs), the importance of building consumer trust in Open Banking payments and the growing role of collaboration between banks, fintechs and payment providers. Panels and sessions also delved into emerging topics such as the role of stablecoins, the impact of Open Banking on financial inclusion and how innovation must be balanced with regulation. These conversations reflected the industry’s shared commitment to creating a more accessible and consumer-friendly financial system.

The event also featured the first-ever Regulator Day, held in partnership with Raidiam, Ozone API and KPMG, which brought together regulators from 13 countries to share insights on Open Banking and Open Finance developments worldwide. The event’s headline sponsor, Token.io, helped set the stage for the rich discussions and content that made this year’s Expo a resounding triumph. Token.io’s presence, alongside other industry leaders, reinforced the Expo’s position as a key global gathering for those shaping the future of financial services.

Todd Clyde, chief executive officer of Token.io, said: “There’s 180 speakers – that’s how many attendees there were in 2018 – five stages, 40+ different exhibitors, and 1,600+ registrations. It really is amazing to see how Open Banking Expo has grown. And I believe that this show really has emerged as the event for Open Banking where the industry comes to meet.”

Adam Cox, co-founder of Open Banking Expo, commented on the event’s success: “The growth we’ve seen this year is a testament to the increasing global momentum behind Open Banking and Open Finance. We’re seeing more meaningful connections and conversations taking place than ever before. The future of Open Banking is truly collaborative.”

In opening remarks for the show, Huw Davies, co-founder and co-CEO of Ozone API, an event sponsor, shared his thoughts on the importance of collaboration in driving forward the Open Banking agenda: “If you want to get there fast, go alone. But if you want to go really far, you need to go together.” This sentiment resonated strongly throughout the event, reinforcing the importance of collective progress within the ecosystem.

Other key themes included the increasing role of stablecoins, the impact of Open Banking on financial inclusion and the intersection of AI with Open Finance. The conversations around these emerging areas signalled that future events will continue to explore how innovation can be balanced with regulation to create a more inclusive financial system.

Open Banking Expo UK 2025 also featured the highly anticipated awards ceremony, where winners across 17 categories were recognised for their outstanding contributions to the Open Banking and Open Finance landscape. The awards celebrated the best industry partnerships, the most innovative uses of data, and those driving progress and innovation across the ecosystem.

Looking ahead, Kelly Stanley, co-founder of Open Banking Expo, shared exciting plans for next year: “We’re focused on expanding the Open Finance and Smart Data elements of the Expo. Our goal is to continue attracting a global audience, while increasing engagement from merchants, retailers and the e-commerce sector.”

Plans for Open Banking Expo UK 2026 are already underway, with promises of even greater discussions, partnerships, and innovation to look forward to.

For more information visit www.openbankingexpo.com/uk.