The Fintech Magazine #27

The Fintech Magazine #27 has landed! This edition is chock-full of expert commentary from endemic specialists in the fintech landscape. In a time when the news seems to be dominated by economic ‘doom and gloom’, issue 27 of The Fintech Magazine looks at some of the opportunities to be optimistic about the fintech industry. From SaaS to Speedboats, you won’t want to miss out on some of the most pertinent conversations happening in the fintech space, all here in The Fintech Magazine #27!

Message from the editor:

“It was John F. Kennedy who pointed out that, when written in Chinese, the word crisis is composed of two characters – one that represents danger and the other opportunity.

Logically, then – since we are now in an era of permanent crisis, according to lexicographers at Collins, who made permacrisis their fave word at the end of 2022 – we are also in an era of heightened opportunity.

That’s not the impression one gets from the drip, drip of depressing headlines, announcing another staff layoff, down-valuation or VCs snapping the wallet shut (with perhaps the noble exception of fintech champion Sequoia Capital, which poured money into 100 of them last year). In an uncharacteristically downbeat mood, influencer Leda Glyptis even describes the outlook for H1 2023 as ‘grim’ on page 74.

The macroeconomic environment affecting FSPs – and both their retail and business customers – combined with an even more active regulatory one (check out the FSCom discussion on page44), is making life more difficult than usual. No one in this issue is pretending otherwise.

The danger is that the cautious will stop investing in innovation at just the moment when they must hold their nerve – or lose out to more opportunistic businesses… At least, that’s the situation in the Global North. There, many now mature fintechs grew up in a time fo plenty, have no experience of recession and are having to come to terms with leaner models and nervous investors.

Look across the world to Africa (page40), though, and you’ll find a different and much more positive outlook. They’re no longer looking to the Global North for inspiration nor investment – and are even exporting solutions that can teach the rest of the world a thing or two about delivering what customers really want with minimum resources.

The good news is that Leda cheers up in H2 2023. So, if you’re reading this at Finnovate Europe on March 15, look on this Ides of March not as a day of doom, but as a signpost to impending opportunity.

Our last issue’s spine-tingler “Perhaps we make too much of what is wrong and too little of what is right”, was a quote from HRH Queen Elizabeth II – Sue Scott, Editor of The Fintech Magazine

This Edition features insights from:

• Tasha Chouhan from Tink
• Alessio Castelli from CBI
• Ben Ellis from Visa Business Solutions
• Rachel Hunt from Volante
• Alex Page from FIS Worldpay
• Alex Gatiragas from G+D
• Kurt Schmid from Netcetera
• Phill McGriskin from Vitesse
• Terrie Smith from DIGISEQ
• Peter-Jan Van de Venn from Mobiquity
• Fintech Author Brett King
• Kunal Galav from Mambu
• Henning Soller from McKinsey
• Gwera Kiwana from MFS Africa
• Matteo Rizzi from FTS Group
• Matthew Barnard from BBD
• Alison Donnelly, Will Finn, Phil Creed & Azariah Nukajam from fscom

… and many many more!

Discover all of these impactful stories, in The Fintech Magazine #27