About Dheeraj Chowdhry

Dheeraj Chowdhry is Chief Business Officer, South East Asia. Pine Labs (Singapore incorporated) group is a payments & technology platform providing financial solutions for merchants, brands and financial institutions. Qwikcilver (a Pine Labs company) and Pine Labs together power merchant solutions to help enhance revenue, reduce the cost & complexity of running business, and manage the risks involved. Qwikcilver Solutions is the dominant market leader in pre-loaded stored value card-based solutions across India, South East Asia and Australia. It powers store value processing & distribution solutions for brands like Amazon, Lazada, Grab, CapitaLand, MAP (Indonesia) besides others. It is the definitive one-stop-shop for different variants of prepaid programs, digital e-Voucher card programs, promotions, loyalty programs and discount campaigns. Pine Labs’ technology platform powers offline and online last-mile retail merchant transactions and provides value added services (customer insights, risk-managed financial solutions, BNPL) for superior business growth by connecting brand and financial institutions (Issuers and Acquirers). Over 550 million digital transactions are processed at over 100,000 merchants in Asia, on the Pine Labs’ platforms every year, helping more than 100 million retail customers. Pine Labs' investors include Sequoia Capital, MasterCard, Temasek, PayPal, Actis Capital, Altimeter Capital and Lone Pine. Dheeraj is the former CEO / Country Manager of Funding Societies Singapore, a digital financing and credit technology platform in Singapore for micro, small and medium enterprises (MSMEs). Funding Societies is funded by leading investors Sequoia Capital, Softbank Ventures Asia, LINE Ventures and Alpha JWC, among others. Prior to Funding Societies, Dheeraj has extensive specialization in Banking and serving commercial client segments. Experience in strategy development, execution and business management within the Financial Services industry, with experience across Southeast Asia.