About Charlotte Hogg

Charlotte Mary Hogg (born 26 August 1970) is a British management consultant and senior executive in financial services and central banking. In October 2017 she was appointed as CEO of Visa's European operations. Hogg was the chief operating officer of the Bank of England between 2013 and 2017, and additionally served briefly as Deputy Governor (Markets and Banking) at the Bank of England from 1 March 2017 to 14 March 2017, before resigning from both positions because she had failed to declare that her brother was employed in the banking industry. Hogg previously worked for McKinsey & Company, Morgan Stanley and Discover Financial Services in the United States, and Experian and Santander UK in the UK. The Hon Charlotte Hogg was born on 26 August 1970 in London, England. Both her parents hold peerages in their own right: her father is the 3rd Viscount Hailsham, a former Member of Parliament and hereditary peer as well as being a life peer, and her mother is the Baroness Hogg, a life peer.Both her paternal and maternal grandfathers served as Cabinet ministers, the former Quintin Hogg, Baron Hailsham of St Marylebone, who previously served as Lord Chancellor on two occasions, and the latter being John Boyd-Carpenter, Baron Boyd-Carpenter, former Chief Secretary to the Treasury and Paymaster General. She was brought up on the family estate of Kettlethorpe Hall in Kettlethorpe, Lincolnshire. She was educated at St Mary's School, an all-girls private Catholic school in Ascot, Berkshire; her mother also attended the school. She studied economics and history at Hertford College, Oxford and graduated from the University of Oxford with a Bachelor of Arts (BA) degree. From 1991 to 1992, having been selected as a Kennedy Scholar, she undertook further study at Harvard University. Hogg began her career at the Bank of England as a graduate trainee from 1992 to 1994. From 1994 to 2001, she worked for McKinsey & Company in Washington, D.C., United States. She then moved to Morgan Stanley where she was managing director for Strategy and Planning between 2001 and 2007. From 2007 to 2008, she worked for the Morgan Stanley spin-off, Discover Financial Services. In 2008, she returned to the United Kingdom to join Experian and was appointed a managing director with responsibility for the UK and Ireland operations. She moved to Santander UK in September 2011 as head of high street operations. In 2012, she earned £2.5  million.