Santander’s US Auto Business Wins 2025 FICO Decisions Award for Machine Learning Credit Risk Analysis
May 12 2025
At its FICO® World conference today, global analytics software leader, FICO announced that the Santander US Auto business, one of the largest auto lenders in the U.S., has won a 2025 FICO® Decisions Award for its use of machine learning. The business has transformed its credit risk assessment processes using FICO® Platform and its applied analytics and machine learning capabilities. Santander, which manages a $60 billion asset portfolio and serves over three million customers, is using FICO Platform to streamline model development, improve governance, and enhance predictive analytics in response to evolving market conditions.