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Tuesday, February 03, 2026
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Alex Naughton

About Alex Naughton

https://www.qlarifi.com/

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 Socure CEO Johnny Ayers and Qlarifi CEO Alex Naughton highlight the acquisition that unifies identity verification, fraud prevention, and BNPL credit infrastructure for lenders and merchants.

Socure Acquires Qlarifi, Establishing the First Real-Time BNPL Credit System and Setting a New Standard for Safe, Low-Cost Payments

December 11 2025

Socure, the AI-first platform for global identity, compliance and risk decisioning, today announced it has acquired Qlarifi, the first real-time Buy Now Pay Later (BNPL) consumer credit database.

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 Qlarifi completes the first real-time multi-provider BNPL study, with CEO Alex Naughton and CTO Loic Berthou highlighting data showing older and first-time users drive defaults, while frequent BNPL consumers are more reliable.

New BNPL Data Reveals Surprising Truths, Repeat Spenders Most Responsible

September 1 2025

Qlarifi has completed the first real-time, multi-provider study of Buy Now Pay Later (BNPL) usage, revealing that 1 in 4 users make a new transaction every five days, and most use BNPL monthly.

News

 Equifax Qlarifi BNPL Study on credit risk and fraud prevention

Equifax and Qlarifi Partner to Study Impact of Buy Now, Pay Later on Credit Risk and Fraud

July 29 2025

Equifax® (NYSE: EFX) a global data, analytics and technology company, and Qlarifi, the first real-time consumer credit database purpose built for Buy Now, Pay Later lending, are partnering to conduct a joint study on the impact of BNPL reporting on credit risk assessments and fraud prevention.

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Qlarifi Successfully Closes Pre-Seed Round to Revolutionise BNPL

March 20 2025

Qlarifi, a fintech start-up transforming credit reporting for BNPL, has announced the successful completion of its pre-seed funding round