Moolahgo Empowers Moreta Pay App with Seamless QRIS Payment

Moolahgo, a leading Singapore-based FinTech and MAS-licensed Major Payment  Institution, today announced that Moreta, the global payment app for foreigners  backed by Y Combinator, has successfully connected to Moolahgo’s neoConnect  platform to integrate QRIS (Quick Response Code Indonesian Standard) Scan & Pay,  enabling Moreta users to make real-time, secure digital payments across over 40  million merchants in Indonesia using QR codes – from street vendors and eateries to  retail stores and transportation. 

neoConnect is Moolahgo’s award-winner Fintech-as-a-Service platform delivering a  full-suite of payment APIs to FinTechs, digital wallets, and financial institutions,  allowing them to seamlessly embed advanced payment capabilities into their own  products. It provides a scalable, white-label payments engine that handles 

connectivity to regional payment rails, real-time transaction processing, compliance,  and settlement. Through neoConnect, partners like Moreta can quickly enable  interoperable solutions such as QRIS Scan & Pay, unlocking access to millions of  merchants across Southeast Asia (SEA) without the cost and complexity of building  and maintaining their own payment infrastructure. 

The collaboration signifies a major step forward in cross-border digital payments,  particularly for international travellers seeking a unified, cost-efficient way to pay like  locals when exploring SEA countries like Indonesia. In many markets across the  region, card acceptance remains limited due to high transaction costs, and smaller  merchants who often lack resources to bear the high card processing fees. 

“Moolahgo is thrilled to partner with Moreta to bring QRIS Scan & Pay to a broader  global audience,” said John Hakim, CEO of Moolahgo. “By extending neoConnect’s  capabilities to support interoperable QR payments, we’re powering borderless  commerce and helping travellers and everyday users pay with confidence across  SEA.” 

This partnership builds on Moolahgo’s earlier launch of QRIS Scan & Pay on its  flagship moolahPAY wallet, the first non-bank mobile wallet in Singapore to support  QRIS, bringing interoperability to over 40 million QRIS-enabled merchants across  Indonesia and beyond, including Singapore, Thailand, Malaysia, and Japan. 

This initiative also aligns with Indonesia’s national strategy to enhance the  experiences of international visitors by promoting cashless payments. In late 2025,  Bank Indonesia launched the Indonesia Tourist Travel Pack (ITTP) in Bali, a QRIS embedded local SIM card designed to make mobile transactions seamless for  tourists from the moment they arrive. By simplifying access to QRIS-enabled  payments and supporting digital acceptance at key tourist touchpoints, the  government-led effort elevates Indonesia’s profile as a modern, visitor-friendly  destination and accelerates its transition into a cashless, digital tourism economy — an objective directly supported by the Moolahgo–Moreta collaboration through  expanded QRIS access for global travellers.