FF News Logo
Monday, June 01, 2026
Kani x FFNews

Capital on Tap Introduces Revolutionary Preloading Feature to Extend SME Spending Power

Capital on Tap, a global FinTech providing an all-in-one business credit card and spend management platform, today introduced Preloading. This first-of-its-kind functionality allows customers to extend their spending capabilities beyond their existing credit limit.

Preloading works by allowing customers to top up their Capital on Tap credit balance with their own funds. These preloaded funds become instantly available for spending alongside their existing credit limit. This means customers are able to maximise their rewards, earning an uncapped 1% cashback on all spend.

Preloading is available to all customers through their account. Existing cardholders can start preloading funds immediately. For new customers, once their credit card application is approved and card issued, they can begin preloading funds and earning unlimited 1% cashback rewards right away.

Importantly, Preloading enables customers to seamlessly make large purchases that would normally exceed regular credit card limits. By preloading funds, customers can pay for big ticket items while still earning unlimited cashback rewards.

“We are thrilled to introduce Preloading and take business credit cards to the next level,” said David Luck, Executive Chairman of Capital on Tap. “This new functionality gives our customers unparalleled flexibility and control over their spending and rewards. Now they can supercharge their earnings and make the most of our 1% cashback.”

Preloading also allows customers to pay down balances faster by prepaying pending balances immediately, freeing up credit access. All spending shows on one monthly statement for simplified accounting and cash flow management.

“With Preloading, entrepreneurs and small business owners no longer have to worry about hitting credit limits when it comes to earning cashback,” said Luck. “We are removing barriers and giving customers unlimited potential to earn as they build their business on their own terms.”

Preloading is the latest innovation from Capital on Tap as it continues its mission in creating the best business credit card and spend management platform for small and medium sized businesses.

People In This Post

Companies In This Post

  1. Platform Veteran Geoff Towers Joins Platform One Board Read more
  2. Mastercard Advances Instant Cross-Border Payments with TIPS Cross-Currency Pilot Read more
  3. PayAngel Expands Global Payout Capabilities Through Collaboration with Visa and Currencycloud Read more
  4. Ryan Expands Global Presence and European Reach Through Acquisition of Svalner Atlas Advisors Read more
  5. Silverflow Accelerates Post-Series B Growth with New Amsterdam HQ and 20% Headcount Increase Read more
FTT AI Transformation x FFnews