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Thursday, March 05, 2026
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Payload Announces New Payment Solution Powered by J.P. Morgan

Payload, a rapidly growing Fintech start-up, today announced that it will be taking its powerful, integration-first inbound and outbound payment capabilities to the next level through a new relationship with J.P. Morgan.

J.P Morgan has supported Payload’s new payment facilitator status, which Payload will utilize to deliver an innovative, unified and API-driven fintech platform. Payload’s flexible payment platform aims to tackle the more complex payment workflows of industries like real estate, insurance and legal payments, among other verticals, that the traditional Fintech industry has struggled to support. Payload will now be among a small community of Fintech’s offering ACH, Card Network, and Real Time Payments (RTP) through a unified API platform.

“This new solution, powered by J.P. Morgan, will unlock our ability to deliver disruptive payment capabilities to the real estate industry and other industries that suffer from rigid and manual payment workflows,” said Ryan Rybolt, CEO, Payload. “Many industries haven’t benefited from the payment digitization era because of numerous constraints that we aim to overcome with our new platform and capabilities. We believe having access to J.P. Morgan’s industry expertise and analytics will help inform our expansion strategy,” Rybolt continued.

“We are delighted to have been selected as Payload’s banking provider as they leverage our innovative payments solutions to unlock more advanced capabilities, while creating a more seamless experience for their customers. As the payments ecosystem evolves, J.P. Morgan is committed to harnessing innovative technologies to deliver industry-leading solutions for companies of all sizes and every stage of growth,” said James Carlin, Managing Director, Midwest – Technology & Disruptive Commerce, J.P. Morgan Commercial Banking.

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