Jifiti and Peach Finance Partner to Deliver End-to-End Lending Infrastructure for Community and Regional Banks

WHY THIS MATTERS: This collaboration represents a significant acceleration of the embedded finance trend specifically for America’s regional and community financial institutions. For too long, the cost and complexity of modernizing lending have effectively locked smaller banks out of the digital credit race, leaving them with legacy systems that can’t compete with nimble fintechs or large enterprises. The integration of Jifiti’s point-of-sale origination capabilities with Peach Finance’s powerful, API-first loan servicing platform delivers a comprehensive, ‘best-of-breed’ lending infrastructure. This is critical because it allows these local lenders to deploy fast, seamless digital credit products—from onboarding through compliant lifecycle management—without risking an expensive core system overhaul. This announcement matters now because it arms local banks with the modular technology needed to retain customer loyalty and compete effectively in the modern credit landscape

Jifiti, a leading lending technology provider, and Peach Finance, a modern loan management and servicing platform, announced a strategic partnership to deliver a fully integrated, end-to-end lending solution tailored for community and regional banks across the United States.

The partnership combines Jifiti’s embedded lending, automated onboarding and digital loan origination capabilities with Peach’s API-first servicing infrastructure, enabling financial institutions to deploy modern lending programs with speed while maintaining full control over the customer experience, compliance, and lifecycle operations. Together, Jifiti and Peach enable banks to launch quickly while building a foundation that can evolve as product offerings expand.

The two companies have already been working together for some time, to help community banks and regional banks bring new credit products to market and modernize their lending infrastructure.

“This partnership reflects how modern lending infrastructure should be built – modular, API-driven, and designed for the full lifecycle,” said Eddie Oistacher, CEO at Peach Finance. “Together with Jifiti, we’re enabling banks to launch faster, operate more efficiently, and scale with confidence.”

“Banks today need to move quickly to give customers the financing experience they’ve come to expect – instant access at their moment of need, digital experiences, automated repayments,” commented Yaacov Martin, CEO at Jifiti. “Our partnership with Peach Finance enables us to deliver a compliant, end-to-end solution – combining intelligent origination with a powerful servicing backbone.”

The joint solution creates a seamless system across the full lending lifecycle. Jifiti’s platform provides the white-labeled onboarding and loan application flows, automated origination processes, underwriting orchestration, product configuration, and merchant or digital channel integrations. Peach Finance serves as the system of record for servicing, managing the loan lifecycle from booking through repayment, reporting, and compliance.

This complimentary set of capabilities enables a modular but unified system where each party operates in its strength without duplicating functionality – giving banks a best-of-breed, streamlined solution accessed through a single integration.

FF NEWS TAKE: This partnership unequivocally moves the needle by standardizing a sophisticated, modular lending technology stack for an underserved segment of the market. By combining best-in-class digital origination with a compliant servicing backbone, Jifiti and Peach are establishing a new blueprint for lending infrastructure. The next critical factor to watch is the pace of adoption among regional banks, particularly whether this unified, API-first approach can accelerate their speed to market and demonstrate clear operational efficiencies against legacy incumbents.