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Monday, April 20, 2026
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Intellect Global Consumer Banking Launches Open Finance Enabled Retail Banking Platform

Intellect Global Consumer Banking (iGCB), the consumer banking arm of Intellect Design Arena Limited, has launched its Open Finance Enabled Retail banking platform built on eMACH.ai at Money20/20 in Amsterdam. The new Retail Banking Platform empowers banks to create unique products and curate experiences by partnering with country-ready marketplace players. The platform encompasses end-to-end Retail Banking across Savings, Deposits, Payments, Cards, Lending, Trade Finance, Treasury and Digital Banking.

The retail banking platform is built on eMACH.ai (event-driven, microservices-based, API-enabled, cloud-native, and headless with underlying AI models). Being API-first with over 285 ready-to-use Microservices and the ability to connect with 1,214 APIs, the platform enables banks and financial service providers to compose autonomous business components for curating complete financial solutions.

The offering will also help reduce business and technology risks, lower maintenance costs, and increase scalability with cloud hosting. It will also enable Sustainability through AI-based ESG rule engine in compliance with global standards. Additionally, it will allow go-to-market faster with a country-ready marketplace.

The platform is available on a flexible and adaptive commercial model enabling banks to ‘Pay As You Grow’. Banks will be able to onboard customers in three minutes as well as integrate with FinTechs to offer products like deposits through aggregators, extend services beyond Bank’s core strength, drive ‘Application To Sanction’ in minutes, offer unique credit experiences like Buy Now Pay Later and more. Just in a few days banks can launch new products and collaborate with the vast network of ecosystem players seamlessly. All this is powered by this specialised No code – Low code platform.

The platform was launched at Money20/20 in Amsterdam where the attendees experienced unique ways of creating signature experiences through a live sandbox, tactile microservices table and compose-it-yourself perfume bar.

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