ATMIA Publishes Industry Blueprint for Next Generation ATMs

ATMIA today published an industry blueprint for next generation ATMs. It was signed off this week by an international Consortium of ATM deployers, vendors, suppliers and service-providers.

“In its 50^th anniversary year, the ATM is reinventing itself,” explained Mike Lee, CEO of ATMIA, which owns the blueprint. “ATMIA pays tribute to an industry which is both highly productive and determined to stay relevant in the mobile internet age. This blueprint is a method for future-proofing ATMs.”

Two years ago, ATMIA began preparing its members for the end of support for Windows 7 operating systems in 2020. During this period, detailed roadmaps were worked out for a migration to Windows 10. At the same time, ATMIA studied alternative operating systems such as Android through its exploratory work in the Next Generation ATM Architecture Committee. In 2016, a sub-committee of banks and independent deployers, including Bank of America, Citibank, Cardtronics, Capital One, Bank of Montreal, Elan Financial Services, FNB of South Africa, Iberia Bank, PNC Bank, Prosperity Bank and US Bank, formulated a vision for the future of ATMs from an operator’s perspective, producing an Industry RFI for next generation ATMs.  Then on 31st January, 2017, ATMIA sent a letter to the world’s leading ATM manufacturers, suppliers and service-providers, including Diebold-Nixdorf, NCR, KAL, GRG Banking, Nautilus Hyosung, ACI Worldwide, Euronet, ThetaRay and Paragon Application Systems, attaching the Industry RFI, requesting formal feedback by the end of March.

The RFI incorporated all the key requirements and expectations of global operators, while being perfectly aligned with the converging consumer technologies reshaping our industry, including mobile banking apps, the Cloud, cardless ATM access, NFC, biometric authentication, to name but a few.

In addition, an international banking consultant and an ATM security expert were commissioned to check the draft blueprint for its compatibility with requirements for access to future ATMs by impaired users and with demands for E2E security for ATMs. Finally, after this lengthy review process, ATMIA put together the global Consortium which has now ratified the blueprint.

“There are dozens of thought leaders, committee chairs and ATMIA members in all regions to thank for this collaborative future-proofing exercise, but I would like to single out Peter Kulik and Rich Barron for awesome leadership in helping to bring this blueprint to fruition, they are true industry champions,” Lee said. “This is a happy moment for the 3 million strong ATM industry, a milestone on the road to the next 50 years of world-changing technology.”