Twenty7tec Offers Free ADAPT Trial as Mortgage Product Amendments Surpass 450,000 in 2026

Quick Summary

Twenty7tec is providing mortgage advisers with free two-month access to its proactive market surveillance tool, ADAPT, to combat extreme market volatility. With over 450,000 product amendments recorded in 2026, this initiative helps firms automate mortgage product monitoring, ensuring compliance with Consumer Duty while maintaining advice suitability.

How Does Twenty7tec Solve Mortgage Market Volatility?

Twenty7tec solves volatility by automating the labor-intensive process of tracking lender changes. In a market where 450,000 individual amendments have occurred since January, manual monitoring is no longer viable for busy firms. The ADAPT tool integrates directly into the RESEARCH platform to provide real-time automated alerts whenever a selected product is withdrawn or repriced.

• 2,503 lender updates processed since the start of 2026.
• 46,844 product changes recorded in the first three weeks of July alone.
• 12-month monitoring window from sourcing to case submission.

By removing the manual burden, advisers can focus on delivering client outcomes rather than refreshing lender portals. The system ensures that if Barclays, Nationwide, or NatWest adjust their rates after a recommendation is made, the adviser is notified instantly to protect the client's interests.

What Results Has Proactive Market Surveillance Delivered?

Proactive market surveillance has become a critical component of the modern advice process, particularly for meeting Consumer Duty requirements. Twenty7tec’s ADAPT tool creates a documented audit trail of all market movements affecting a specific case, providing firms with the evidence needed to demonstrate ongoing suitability monitoring to regulators.

Nakita Moss, Head of Lender, said:

"The mortgage market continues to move at pace, and our own data demonstrates just how much activity advisers are dealing with. This year alone we've recorded more than 2,500 lender update requests, resulting in over 450,000 individual product amendments. That's an extraordinary amount of market movement for firms to monitor manually while continuing to deliver great client outcomes."

The tool also delivers daily market digests, summarizing significant pricing shifts, such as the recent 66 basis point residential rate reductions seen across major high-street lenders. This high-level intelligence allows firms to pivot their strategies based on live lending criteria and affordability model expansions.

FF NEWS TAKE:

This move by Twenty7tec definitely moves the needle for the UK mortgage intermediary sector. By offering a free trial of proactive market surveillance during a period of unprecedented volatility, they are positioning automation as a necessity rather than a luxury. In a post-Consumer Duty world, manual tracking is a regulatory risk; Twenty7tec is effectively setting a new industry standard for mortgage product monitoring and adviser tech stacks.