Pluto Finance Relaunches Bridging Loans with Focus on £1m-£10m Mid-Market Deals
By Lauren Towner · 16 July 2026
In brief: Pluto Finance has relaunched its bridging loan proposition, specifically targeting the £1m to £10m market with rates from 0.58% and enhanced speed for property brokers.
| Loan Range | £1 million to £10 million |
|---|---|
| Starting Rate | 0.58% per month |
| Max LTV | 75% |
| Total Lent Since 2011 | Over £3 billion |
Quick Summary
Pluto Finance has relaunched its bridging loans proposition to target the £1m to £10m mid-market sector. Led by Darius Shekarrizi, the enhanced offering provides faster decision-making, rates from 0.58%, and up to 75% LTV, ensuring property brokers receive institutional-grade certainty for residential and commercial transactions.
How Does Pluto Finance Support the Mid-Market Bridging Sector?
Pluto Finance solves the speed and certainty gap for property brokers by dedicating a specialist team to the £1m to £10m loan bracket. By refining internal processes, the firm now delivers faster indicative terms and streamlined completions through a refreshed professional panel. This move ensures that mid-market bridging loans receive the same level of expertise previously reserved for landmark, large-scale real estate deals.
- Loan Sizes: £1 million to £10 million.
- Competitive Rates: Starting from 0.58% per month.
- Flexible Terms: Up to 36 months with no early repayment charges.
What Results Has the Bridging Relaunch Delivered for Brokers?
The relaunch, spearheaded by Lending Director Darius Shekarrizi, focuses on operational efficiency and relationship-led lending. Brokers can now access 75% loan-to-value (LTV) across a variety of strategies, including bridge-to-sale, refurbishment, and portfolio transactions. By leveraging institutional funding from partners like the Universities Superannuation Scheme, Pluto Finance provides a disciplined underwriting approach that guarantees capital availability even in volatile market conditions.
FF NEWS TAKE:
This relaunch of bridging loans by Pluto Finance definitely moves the needle for the UK property market. By aggressively targeting the £1m-£10m 'sweet spot' with institutional backing, they are challenging traditional bridge lenders who often lack the scale or speed required for professional portfolios. It is a strategic pivot that democratizes high-end lending service for mid-market developers, providing much-needed liquidity and competitive pricing in the specialist finance space.
Frequently asked questions
What are the new loan limits for Pluto Finance bridging loans?
Pluto Finance has focused its relaunched bridging proposition on transactions between £1 million and £10 million. This dedicated focus is designed to support high-quality mid-market bridging deals with faster decision-making and institutional-grade certainty.
What are the interest rates for Pluto Finance bridging products?
Rates for the relaunched bridging proposition start from 0.58% per month. These facilities are available for up to 75% loan-to-value (LTV) and come with terms of up to 36 months and no early repayment charges.
Who is eligible for Pluto Finance bridging loans?
Brokers and investors seeking funding for residential and commercial assets can access these loans. The facilities support various strategies including acquisitions, bridge-to-sale, bridge-to-refinance, refurbishment projects, and portfolio transactions.
About the companies
Companies in this story: Pluto Finance
People in this story: Darius Shekarrizi, Justin Faiz