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Thursday, October 23, 2025
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The birth of a Spanish neobank | Ignacio Santos – Fazil

FF News speaks to Ignacio Santos, co-founder and CEO of the Spanish neobank Fazil, to find out more about this pioneering European challenger. Speaking to Douglas Mackenzie, Santos explains how they’re differentiating themselves from the rest of the banking sphere and aiming to conquer a new segment of Spanish and European consumers with their easy to use app and sharp understanding of digital natives.

There’s talk about a seamless onboarding process and their journey from starting in a market with no banking unicorns and to now operating across Europe. Tune in to hear about the all too common challenges of gaining profitability and the opportunities presented by new business models in the face of banking licence struggles.

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