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Thursday, September 11, 2025
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Christian Luckow Talks About The Challenge Of Intersecting Real-Time-Payments With Regulatory Standards

In this exclusive interview from FF News, Douglas Mackenzie sits down for a conversation with Christian Luckow, SVP & Tribe Lead for Payments at Danske Bank. Danske Bank is a multinational financial services organisation headquartered in Copenhagen. It’s the largest bank in Denmark and serves over 5 million retail customers.

“In Denmark, instant payment has been around for quite a while and it’s very heavily used. We’re starting to see that cross-border payments are the next thing that people are expecting.”

“Customers have gone from, which I think is quite fair, why can I pay my sister in the next town over and it takes a second, but if I want to make a payment to my sister in Sweden it takes 2 days? It doesn’t make sense, it’s only 30 minutes away across the bridge. That’s where we’re moving towards, but as you can imagine with different legislations and different jurisdictions, it’s not easy to do everything.”

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