About Torus

About Torus

Torus is an award-winning SaaS intelligence platform for banks and fintechs to enhance their profits on card transactions by up to 50%.

We enable card issuers and merchant acquirers to optimize card scheme fees and improve their transactional earnings through card- and merchant-level profitability analysis and optimized product pricing.

Clients 

Acquirers, issuers, PSPs, BaaS providers, banks, and other financial institutions processing card transactions.

Products: 

• Card Scheme Invoices Analysis & Optimization
• Transaction Profitability Analysis
• Acquiring Transactions Reconciliation

Torus by the Numbers
33+ countries covered

3x increase of cost-saving potential vs manual analysis

98% prediction accuracy

Accomplishments 

Winners: Data Insights (FF Awards, London ’25), Startup Innovation of the Year (MPE, Berlin ’24)

Finalists: Europe FinTech Awards, Banking Tech Awards, British Data Awards, UK Fintech Awards

Rankings: Ranked among the top 5 fastest-growing Baltic fintech startups ’25 and #1 fintech in Lithuania in Sifted’s Fastest-Growing Startups ’24