About Smart Fintech

About Smart Fintech

Smart Fintech is the first Romanian company authorized by the NBR to offer innovative Open Banking solutions at the convergence of the financial and technological worlds. It is a self-sustaining company, founded in 2019 by Mihaela Georgescu, Ana Maria Georgescu, Alexandru Cociu, and Andrei Dumitru, in the context of the liberalization of access to financial-banking information (Open Banking) according to the PSD2 European directive (with the recent changes that lead to the evolution to PSD3). With a combined history of over 20 years in digitization projects, its co-founders share the Open Banking enthusiasm and the innovation potential opens up in providing cheaper and safer modern digital services. Thus, Smart Fintech developed SmartPay and Smart Accounts, the first services authorized in Romania for initiating payments and account interrogation based on Open Banking concepts. The two services are available for integration to any business type aiming to accelerate receipts, simplify and automate payments and reconciliations or the processing of financial information in general, with the cost optimization generated by these activities. These services are already integrated and functional for several companies in various fields of activity (e-commerce, payments, ERP, invoicing, financial services) that are now redefining the users’ experience and financial intelligence.